Holidaymakers are being urged to resist the temptation to post pictures or status updates on social media sites or risk invalidating their home insurance. Telling the world that you’re away for a fortnight is an open invitation to burglars and insurance companies are warning homeowners that claims could be rejected.
While holiday selfies may seem like harmless fun between friends; social media sites are being used by burglars to find unoccupied properties. The police have issued repeated warnings about cyber savvy criminals using facebook and twitter to find easy targets, but careless homeowners are still being caught out.
Most home insurance policies contain a ‘reasonable care’ clause which places a responsibility on homeowners to look after their possessions. It’s a common sense approach and anyone who fails to lock their doors or close their windows shouldn’t be surprised if a burglary claim is rejected.
Similarly advertising the fact that you are away from home can be grounds for rejecting a burglary claim and some insurers have started checking homeowners’ social media accounts.
A spokesman for the Financial Ombudsman Service commented “you wouldn't put a poster up on your front lawn saying you're going on holiday”, and the Association of British Insurers warned homeowners to “think carefully about what you put on social media”.
It’s difficult to think of a more depressing way to end a holiday than returning home to find that you’ve been burgled, only to then discover that you’ve invalidated your insurance. Instead keep your selfies to yourself, don’t check-in with Facebook Places and save your status updates for when you get back.
Don't forget to ensure you have your holiday insurance sorted before you go!